FINANCIAL PERFORMANCE
Different Ratios as on 31-03-2025
| 1 | CRAR | 11.66 |
| 2 | Net NPA | 2159.39 |
| As Percentage | 0.99% | |
| 3 | Gross NPA | 4164.66 |
| As Percentage | 1.88% | |
| 4 | PER PACS BUSINESS | 1224.84 |
| 5 | PER EMPLOYEE BUSINESS | 831.90 |
| 6 | PER BARNCH BUSINESS | 5869.49 |
| 7 | Profit after Tax | 2903.88 |
| 8 | Profit before Tax | 3981.81 |
| 9 | Operating Margin | 1.36 |
| 10 | Net Financial Margin | 3.52 |
| 11 | Net Margin | 1.30 |
| 12 | Misc.income(as% to W.F.) | 0.12 |
| 13 | Risk cost | 0.18 |
| 14 | Gross Financial Margin | 3.40 |
| 15 | Cost of Management as to working funds | 2.04 |
| 16 | Average Cost of funds | 4.85 |
| 17 | Avg. Yield on funds | 8.25 |
Bank Progress
| Year | Members | Share Capital | Funds | Deposits | Borrowings | Advances During Year | Loan & Advances Due | Working Fund | Profit | Dividend | Audit Class |
| 2024-2025 | 877 | 8315.25 | 15634.80 | 233615.97 | 75137.24 | 200533.45 | 221000.85 | 341043.32 | 2903.88 | 8.00% | A |
| 2023-2024 | 874 | 8126.15 | 13832.02 | 195158.77 | 72634.53 | 182610.26 | 197881.56 | 306511.18 | 2335.27 | 8.00% | A |
| 2022-2023 | 867 | 7862.51 | 11593.77 | 179053.88 | 59862.63 | 154540.95 | 162690.84 | 272818.63 | 2931.27 | 10.00% | A |
| 2021-2022 | 850 | 7656.59 | 9333.09 | 177642.44 | 52256.97 | 133489.53 | 138017.33 | 231499.43 | 2725.60 | 9.00% | A |
| 2020-2021 | 841 | 7119.19 | 7850.81 | 152174.82 | 34968.96 | 128228.74 | 127409.51 | 189394.99 | 1878.84 | 8.00% | A |
| 2019-2020 | 836 | 6902.86 | 6274.07 | 120160.63 | 34909.54 | 116949.58 | 121342.05 | 172372.05 | 1368.86 | 8.00% | A |
| 2018-2019 | 836 | 6529.42 | 5469.24 | 102389.13 | 40538.10 | 104951.60 | 67083.63 | 162435.07 | 1236.06 | 8.00% | B |
| 2017-2018 | 834 | 5760.32 | 4703.29 | 82526.60 | 37168.45 | 104349.08 | 64865.68 | 155651.43 | 1031.44 | 8.00% | A |
| 2016-2017 | 834 | 4839.48 | 3980.57 | 71050.35 | 47122.37 | 105055.46 | 71195.82 | 156625.79 | 786.58 | 7.50% | A |
| 2015-2016 | 829 | 3858.53 | 3290.50 | 56960.06 | 42801.70 | 109960.15 | 67814.90 | 134407.08 | 632.24 | 8.00% | A |
| 2014-2015 | 917 | 2781.74 | 2841.40 | 50765.73 | 55731.64 | 101162.50 | 53100.38 | 114150.44 | 379.34 | 7.00% | A |
| 2013-2014 | 926 | 1951.19 | 2618.15 | 47549.11 | 44148.49 | 81683.32 | 42952.93 | 107377.25 | 315.19 | 10.00% | A |
| 2012-2013 | 907 | 1326.19 | 2323.80 | 37960.49 | 48248.40 | 77934.85 | 40745.05 | 92131.90 | 380.05 | 10.00% | A |
| 2011-2012 | 907 | 1207.49 | 2131.25 | 32030.86 | 32320.68 | 61202.77 | 34947.16 | 66037.22 | 291.82 | 10.00% | A |
| 2010-2011 | 914 | 1101.91 | 2172.28 | 32937.17 | 17442.56 | 40862.65 | 21790.06 | 49030.17 | 176.62 | 6.00% | A |
| 2009-2010 | 907 | 1037.68 | 1908.23 | 24826.94 | 13216.57 | 33073.48 | 18587.12 | 36940.06 | 161.66 | 5.00% | A |
| 2008-2009 | 908 | 1035.66 | 1815.25 | 18276.13 | 9536.99 | 27034.07 | 19334.77 | 32860.95 | 100.22 | – | A |
| 2007-2008 | 900 | 1030.54 | 1684.58 | 15102.66 | 7637.90 | 22264.00 | 15450.87 | 27264.31 | 285.51 | 7.00% | A |
| 2006-2007 | 870 | 983.55 | 1586.55 | 13107.06 | 5828.20 | 18834.29 | 13864.98 | 22373.59 | 103.76 | 3.00% | A |
| 2005-2006 | 876 | 982.67 | 1410.57 | 11173.81 | 6300.48 | 19935.14 | 14891.26 | 20726.45 | 237.00 | 10.00% | A |
| 2004-2005 | 859 | 1009.05 | 1285.38 | 11563.86 | 4285.51 | 23982.64 | 13179.28 | 19037.94 | 180.00 | 8.00% | A |
| 2003-2004 | 846 | 1008.92 | 1057.77 | 11934.67 | 2697.04 | 19727.44 | 10324.73 | 17433.25 | 240.00 | 8.00% | A |
| 2002-2003 | 842 | 1003.05 | 992.83 | 9921.02 | 3063.68 | 14145.98 | 10050.85 | 15589.73 | 232.00 | 12.00% | A |
| 2001-2002 | 846 | 1017.43 | 885.47 | 7725.09 | 4988.85 | 10762.20 | 10965.13 | 15238.17 | 215.25 | 15.00% | A |
| 2000-2001 | 844 | 843.40 | 695.67 | 6964.76 | 4560.85 | 13801.36 | 10492.60 | 13643.58 | 143.23 | 12.00% | A |
| 1999-2000 | 843 | 728.77 | 684.41 | 5760.20 | 1961.92 | 7386.43 | 6216.65 | 9514.73 | 10.18 | – | A |
| 1998-1999 | 851 | 671.93 | 562.97 | 4819.56 | 561.34 | 4488.31 | 3746.37 | 7028.83 | 100.00 | 9.00% | A |