Service charges
| Sr. No. | ITEMS | PARTICULARS OF SERVICE CHARGES |
|---|---|---|
| 1 | Stop payment charge for DD/Bankers cheque | Rs.120/- per instrument + Actual charge of other Bank. |
| 2 | Re validation charge for DD/Bankers cheque | Rs.60/- |
| 3 | NEFT: Rs.10,000/- under Rs.10,001/- to Rs.1,00,000/- Rs.1,00,001 to Rs.2,00,000/- Above Rs.2,00,000/- |
Rs.3/- Rs.7/- Rs.18/- Rs.30/- |
| 4 | RTGS Rs.200001/- to Rs.500000/- Above Rs.500001/- |
Rs.36/- Rs.59/- |
| 5 | SMS Charges for Saving / Current / CCOD accounts (For Individual / PACS / Societies / Banks / Other Institutions) | Rs.20/- Quarterly |
| 6 | Cash Deposit / Withdrawal Charges other than Home Branch in Saving / Current / KCC / CCOD / Loan accounts (For Individual / PACS / Societies / Banks / Other Institutions) | Rs.30/- for up to Rs.10000/- Rs.45/- for Rs.10001/- to 25000/- Rs.60/- for Rs.25001 to Rs.75000/- Rs.120/- for more than Rs.75001/- |
| 7 | Signature verification or Photo Attestation Charge in Saving / Current Account | Rs. 120/- |
| 8 | Charges for Telecommunication / Courier / Post regarding KYC in SB and CA A/c | Rs. 60/- |
| 9 | Issue of Duplicate FDR in case of loss of FDR | Rs.120/- for per Receipt |
| 10 | Issue of Cheque Book in Current Account – 15 Cheque Book free in the year and then after | Rs.90/- per cheque Book. |
| 11 | Issue of Cheque Book in Saving Account – First Cheque Book Free on Account Opening time. For more than one Cheque Book | Rs.60/- per Cheque Book |
| 12 | Safe custody charges per Box and Sealed Cover | Rs.120/- Yearly |
| 13 | Charges for not maintaining of quarterly average balance | Rs.20/- Per Quarterly |
| 14 | Cancellation of draft / bankers cheques | Rs. 60/- for up to Rs.10000/-, Rs.120/- for Above Rs.10001/- |
| 15 | Cheques returned charges -deposited unpaid | Rs. 60/- |
| 16 | Cheque returned charges -cheques drawn on us | For Saving Account Rs.120/- For Current Account Rs.180/- |
| 17 | Account closure before 12 months | For Saving Account Rs.120/- For Current Account Rs.240/- |
| 18 | Duplicate Pass Book | For Duplicate Pass Book Rs.50 |
| 19 | Stop payment instruction | Rs.120/- per cheque (Maximum Rs.355/-) |
| 20 | Charges of Outstation cheque / Bills for Collection Up to Rs.5000/- Rs.5001/- to 30000/- Rs.30001/- to 100000/- Rs.1,00,001/-& above * Customer may be charge for other bank charge and postage separately other than Above charges |
Rs.60/- Rs.90/- Rs.145/- Rs.180/- |
| 21 | Payment against clearing in same day | Rs.0.30 per thousand (Minimum Rs.25/-) |
| 22 | Issue of Demand Drafts / bankers Cheques drawn on other banks | For Individual Rs.4/- per thousand (Minimum Rs.36/- and maximum Rs.12000/- For Co-operative Institutions & Urban Banks Rs.3/- per thousand (Minimum Rs.36/- and maximum Rs.12000/- |
| 23 |
Minimum Balance required for Saving Bank Accounts with Cheque Book facility Rs.2000.00 Minimum Balance required for Saving Bank Accounts without Cheque Book facility Rs.1000.00 Minimum Balance required for Current Accounts Rs.5000.00 |
Rs.20 per quarter for non maintenance of Minimum Balanc |
We are provides following services free of charges;
1. Cash deposit and Cash Withdwaral
2. Cheques colloction at CTS branches
3. RTGS / NEFT transaction are charges feee through Mobile Banking
4. Bank account statements including loan and deposit
5. Free KCC RuPay card under the Kisan Credit Card Scheme
6. Unlimited transaction on Micro ATMs by AJMS RuPay Card
7. There is no any charges for Cash Deposit / Cash Withdrawal on Non-Home branches.